Your DNA Test If your family relies on your income, it’s critical to know what their needs would be in the event of your death. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content Stay Safe with a B.O.P. At Your Back Learn about the advantages of Business Owner Policies with this highly educational and fun animated video. Universal Life Insurance Universal life insurance is permanent insurance with a flexible premium. Here's how it works. Protecting Those Who Matter Most The importance of life insurance, how it works, and how much coverage you need.